2019-01-09 / Front Page

Internet in Bloom for The Layperson

By Ted J. Bloom

Ted Bloom, MLS., MSEd., CPL.,CKMI., NP has been a published columnist in New York since 1999. A CDCR law librarian and instructor with two graduate degrees, some of his credentials include, creating and running a career preparation computer lab for at-risk youth through the U.S. Department of Labor, as well as being a NYS Notary Public, SUNY Communications Instructor, a YMCA Director and a Certified Krav Maga Instructor.  His first book The Librarian's Guide to Employment in the Information Age is now available on Amazon.com.

Ted Bloom, MLS., MSEd., CPL.,CKMI., NP has been a published columnist in New York since 1999. A CDCR law librarian and instructor with two graduate degrees, some of his credentials include, creating and running a career preparation computer lab for at-risk youth through the U.S. Department of Labor, as well as being a NYS Notary Public, SUNY Communications Instructor, a YMCA Director and a Certified Krav Maga Instructor. His first book The Librarian's Guide to Employment in the Information Age is now available on Amazon.com. Happy New Year 2019!  This year we are going to do something Internet in Bloom has never done since its first issue about a decade ago published in our mighty Queens Gazette on November of 2010:  An Internet in Bloom "Best Of" URLs featured in 2018.  Here we go...

First, www.Textalawyerinc.com is new and surprisingly affordable. As the URL name implies, one may actually pay for the services of a licensed attorney in their state, for an initial fee of 20 dollars, with a nine-dollar charge for additional questions. You need to download their app and follow their software instructions, such as posting your picture and entering your contact data. If you are an attorney seeking online work of this nature, they also have an app download for you and offer you pay of about 150 to 200 dollars per client serviced.  Both clients and prospective attorneys may watch their YouTube instructions posted on www.Textalawyerinc.com for specifics.  I do not personally endorse URLs reviewed in my columns, however, how can anyone resist these prices?  Most attorneys I have used in the past cost me about 300 dollars and hour.  What have you got to lose?

Moreover, http://www.StudentLoanHero.com (SLH) is a rare, altruistic website with a multitude of resources. It is an unbiased solution to organize, manage, and repay student loans.  SLH was created by CEO Andy Josuweit after years of struggling with his own $107,000 student debt.  SLH is free to use with some of the following categories to assist the student borrower: Refinancing, Forgiveness, Consolidation (Lower Payments), Parenting, Income-driven Repayments, Defaults and Delinquency, Blogs and much more. Whatever you do: Stay away from predatory lenders that jack up loan interest by 1000 percent or more.  They are typically located in the poorest neighborhoods and pray on the uneducated student with cute names like: EZ money, pay-off–who doesn’t love getting paid–rocket-blast-off, U-B-rich and that type of too-good-to-be-true sounding name.  Don’t be fooled. Credit unions typically offer better interest rates than banks.  Internet in Bloom has had columns in the past that listed colleges that still offer free tuition.  They exist, however, the majors are limited and they often have unique terms or locations, such as having to enlist in the military for eight years after graduation or working for the campus in your field for the whole duration of your degree.  Read the fine print after you use your favorite search engine, such as http://www.DuckDuckGo.com, which is my preferred search engine as it does not track your Internet Protocol location with cookies, aka, small attached files.

In closing, http://www.Scamicide.com as its name sounds is the creation of Attorney Steve Weisman designed to educated the consumer about the perils of identity theft and cybercrime occurring across a variety of mediums such as websites, e-mail and our phones.  Some of the website’s categories are:  List of Scams, Scam of the Day, Trending Scams, FTC Scams, Top Ten Scams, What-to-do-When-Scammed.  The site also posts useful videos and related literature.  Remember: Never drive "intexticated." In other words, please do not text and drive.  Vigilance!

 

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